Dutch to English mini mortgage dictionary

28 July 2014, by
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Individual financial planning experts Finsens translate common mortgage expressions and phrases from English to Dutch.

Additional credit regulation – Bijleenregeling
Annuity mortgage – Annuïteiten hypotheek
Application form – Aanvraagformulier
Bank guarantee – Bankgarantie
Building costs – Stichtingskosten
Civil-law notary – Notaris
Commitment fee – Bereidstellingsprovisie
Completion statement – Nota van afrekening
Condition precedent – Ontbindende voorwaarden
Conditions of insurance – Verzekeringsvoorwaarden
Costs for the purchaser’s account – Kosten koper
Declaration by employer – Werkgeversverklaring
Deed of conveyance – Leveringsakte
Disability coverage – Arbeidsongeschiktheidsdekking
Early redemption – Vervroegde aflossing
Endowment mortgage – Levenhypotheek
Extra costs – Meerwerk
Fixed interest – Vaste rente
Fixed interest period – Rentevaste periode
Forced-sale value – Executiewaarde
Income tax return – Aangifte inkomstenbelasting
Instalment – Aflossing(stermijn)
Interest, interest rate – Rente
Interest-only mortgage – Aflossingsvrije hypotheek
Investment mortgage – Beleggershypotheek
Life insurance – Levensverzekering / Overlijdensrisicoverzekering
Market value – Vrije verkoopwaarde
Mortgage – Hypotheek
Mortgage application – Hypotheekaanvraag
Mortgage conditions – Hypotheekvoorwaarden
Mortgage debt – Hypotheekschuld
Mortgage deed – Hypotheekakte
Mortgage loan – Hypothecaire lening
Mortgage payments – Hypotheeklasten
Mortgage with life insurance – Levenhypotheek
Net monthly costs – Netto maandlasten
Notional rental value for owner-occupiers Eigenwoningforfait
Passport Paspoort
Pledging Verpanding
Policy Polis
Premium Premie
Purchase priceKoopsom
Real estate broker/agentMakelaar

Dutch English mortgage dictionary

Received rent – Ontvangen huur
Redemption – Aflossing
Residence permit – Verblijfsvergunning
Salary slip – Slarisstrook
Sales contract – Koopcontract
Savings-based mortgage – Spaarhypotheek
Seller/vendor – Verkoper
Surplus value – Overwaarde
Tenant/renter – Huurder
Term – Looptijd
To pass a mortgage deedPasseren van hypotheekakte
Transfer dateTransportdatum
Valuation reportTaxatierapport
Variable/flexible interestVariabele rente

Buying a home is a complicated and often confusing process even when using your native language in a system you are familiar with.

Hopefully these terms will make it a bit easier to buy a home in the Netherlands - although we still recommend asking the specialists!
 

Henk van Seijen is a partner at Finsens, specialists in rendering services to expats in the areas of tax, mortgages and investment advice.

For more information, request the mortgage guide from Finsens!

Order Mortgage Guide Finsens

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About the Author
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Henk van Seijen

With 20 years of experience Henk van Seijen is the professional to contact mortgages and financial p...

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